Savings Bonds | Finance

National Counties’ savers lock money away but keep the key

Savers investing in National Counties Building Society’s Stepped Rate Bond are getting a great deal in more ways than one.

West Brom aggressive pricing is good news for savers

Andrew Hagger of Moneynet.co.uk looks at the most recent developments in the savings market.

King Shaves Shaving Bond

Commenting on the launch of the King Shaves "Shaving Bond", Kevin Mountford, head of banking at moneysupermarket.com, said: "Savers who spot the new "Shaving Bond" with a six per cent annual return would be forgiven for thinking it's a normal savings bond, albeit with a quirky name and novelty tagline. But they should read the terms and conditions carefully because they are buying an unlisted security with no way of getting their money out within the three year term. And, because this is an unsecured debt, there is no guarantee that King of Shaves will be able to repay the bond at the end of the term. There is no investor protection - savings are not protected under the FSCS, making it a gamble not a savings product.

T. Bailey: NS&I income bond rate increase

Philippa Gee, Head of Marketing & Communications, at T. Bailey comments: NS&I have just announced an increase in interest rates on its income bonds, effectively doubling the rate for those investing more than £25,000. This will come into effect from 20 May 2009 for Income Bond customers.

Principality launches new regular saver bond

Principality Building Society, Wales' biggest building society, is celebrating St David's Day with the launch of a new regular saver bond that offers 4.50% AER, fixed for a year.

Skipton launches 4 Year Fixed Rate Bond

Skipton Building Society has launched a 4 Year Fixed Rate Bond. Aimed at savers looking for a medium-term home for their money, it offers 4.0% gross pa and a monthly income option of 3.90% gross pa. It is also available online.

Principality launch new regular saver bond

Principality Building Society, Wales’ biggest building society, is celebrating St David’s Day with the launch of a new regular saver bond that offers 4.50% AER, fixed for a year. Savers need to make a regular monthly investment, which can be as little as £20 or as much as £500.

Nationwide launches two market leading five year bonds

Nationwide Building Society has announced details of its new Five Year Fixed Rate Bond and Five Year e-Bond, which both offer a guaranteed rate of return for savers.

Leeds guarantees up to 3.50% with access

Leeds Building Society has launched a new range of fixed rate bonds for 1, 2 and 3 years that combine a competitive return of up to 3.50% gross p.a./AER with the flexibility of instant access to 25% of the balance, without notice or penalty at any time.

cahoot launches best buy fixed rate bond

cahoot has launched a new best buy two year fixed rate bond paying a highly competitive 4.01 per cent gross/AER.

Fixed-rate bonds starting to rally

The market for fixed-rate bonds is starting to bounce back, with the top five products now averaging 3.89 per cent, despite the base rate only being at 0.5 per cent. The only time in the past year when the margin between the base rate and the best one and two-year bonds has been wider was in November.

Cater Allen launches new fixed rate bonds

Cater Allen Private Bank this week launches two highly competitive fixed rate savings bonds offering customers a guaranteed long-term return on their savings. These new bonds pay up to 4.11% AER, depending on the level of investment made and are available from today.

Norwich and Peterborough launches 2 year E-Bond

Norwich and Peterborough Building Society (N&P) has launched a new two year E-Bond. The main features:

Newcastle launches more E-Bonds offering 4.11%

The UK’s 10th largest building society has added to its portfolio of popular E-Bonds with the launch of a range of products offering fixed rates of up to 4.11 % Gross/AER for a period of two years with a minimum investment of £5,000.

Savers prepared to fix should sign up for the 4% club

Savers who are happy to lock their savings into a two or three year fixed rate savings bond should accept nothing less than being a member of the ‘four per cent' club according to Cater Allen Private Bank.

Nationwide announces new bond rates for savers

Nationwide Building Society has announced details of a new range of Fixed Rate Bonds, e-Bonds and Fixed Rate ISA Bonds, which all offer a guaranteed rate of return for savers.

Santander’s UK savings brands issue new Fixed Rate Bonds

Abbey, Alliance & Leicester and Bradford & Bingley have launched their latest range of fixed-term savings bonds for customers looking for a guaranteed return.